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How Soon Can One Refinance a Car?
When buying a new set of wheels, people tend to focus on the color, the fuel efficiency and the gadgets in the car rather than reading the fine print in the loan contract. Fast-talking dealers may hook...
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How to Calculate How Much Income You Must Make
Major life changes, such as getting married or moving in together, can alter the amount of money you need each month to make ends meet. If you're moving into a larger house or apartment, the rent may...
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How to Put a New Baby on Your Insurance
It can be daunting to keep track of all the things you need to do before your little bundle of joy arrives. One thing you absolutely must do is put him or her on your medical insurance. The process...
View ArticleLaws on Selling Cars Without a Title
A title is used to convey ownership. When selling a car, it is important to have the title available. After money is exchanged, the seller completes the back of the title providing the purchase price,...
View ArticleHow to Tell If Your Neighbors Are Stealing Your Electricity
Stealing electricity is not only a crime, it's also extremely dangerous. Across the United States, electricity theft costs approximately $6 billion a year. Every year people are killed or injured due...
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What Is Bodily Injury Insurance?
Should you cause an accident that injures other people, bodily injury insurance pays for the medical bills of those injured. It also pays for your legal defense if you’re sued; however, it does not pay...
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What If a Dealer Sells You a Damaged Car?
It’s illegal for a dealer to sell you a damaged vehicle without disclosing the car’s condition, but some do. They may use illegal practices to conceal a vehicle’s checkered past or omit the car’s...
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The Average Cost of Braces for Children
After you and your honey are merging your lives, it’s a good idea to make a budget. Have both a short-term and a long-term plan for your money. If you are planning to have children, chances are they...
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What Is an Insurance EMR Rating?
A company's insurance experience modification rating, or EMR, measures its past history of workers' compensation claims against other businesses in the same industry. Insurance companies base their...
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How Long Will a Speeding Ticket Affect an Insurance Rate?
Speeding tickets are damaging to both your driving record and your pocketbook. Just how damaging depends on the severity of the offense and the state in which it occurs. No matter where it happens, if...
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What Are Temporary Disability Benefits?
Social Security only pays disability if your condition is expected to last a year or more, or if it's expected to kill you. If injury or illness only sidelines you from work for a few months, the...
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FHA New Home Warranty Requirements
The Federal Housing Administration's name might imply its job is to make certain Americans have housing. In fact, its primary purpose is to keep the multi-billion-dollar housing industry moving money....
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Do Both Parties Have to Be Present to Sell a Car?
Trading in your ride puts significant cash in your pocket. Whether you are trading it in at a dealership or selling it on Craigslist, you need to complete the paperwork before the deal is finalized....
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How to Change the Insurance on a New Car
Changing the insurance on a new car, whether transferring the existing policy from your trade-in, adding a new car or making changes to the policy is a fairly easy endeavor. Insurance laws vary from...
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How Do I Transfer Auto Insurance to a New Car?
No matter what type of car you drive, it is important to maintain proper insurance coverage. When you buy a new car, the first thing you need to do is notify your insurance company so that they can...
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New Car Insurance Requirements
New car insurance requirements vary from state-to-state, with specific insurance types and amounts dictated by your auto finance company. Auto insurance not only protects you and others from direct...
View ArticleHow to Put a New Car on Your Insurance Policy
Buying a new car is an exciting experience, but it's important to stay grounded and get your ducks in a row before you finalize the purchase. One of the details your salesman will ask you for is proof...
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